In order to apply, you must:

1. Be 18 years of age or older
2. Have a steady income of at least $1,000 per month
3. Have an active checking account
4. Have a valid email address/phone number

Note: Meeting these application requirements does not guarantee approval.

Just apply online or in-store. You will get an answer in seconds!

You can register for a customer account and begin making online payments here.

You can use your approved amount from Snap Finance at select merchants that specialize in furniture, mattresses, tires, appliances, electronics, jewelry, and more. Use our store locator to find a merchant near you!

Once you make your purchase, your payments are spread over time, usually 12 months.

No, we do not charge interest on a lease-purchase agreement. However, there is still a cost of lease in addition to the purchase price. The amount of this cost varies by customer and residential state, and it will be detailed in your agreement and disclosures. Be sure to read and understand your disclosures before you sign, and understand the important dates, amounts, and terms unique to your agreement.

Payments will auto-debit from your checking account. If you wish to change your payment preference, please call Customer Support.