Yes! You may pay your lease or loan off at any time. Pay early and save.

Koalafi accepts several payment methods, including bank account transfers and debit cards.

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Koalafi has industry-leading approval rates. We understand that you are more than just your credit score. We look at your application and cross-check the information you provide us with data providers and credit bureaus to determine if you get approved and the approval amount.

Applications are considered right on the spot and approvals usually take less than 10 seconds.

There is not an application fee associated with our loan product. For our lease-to-own product, at the time of submitting an application, a temporary hold of $59 or less will be placed on your debit card. This will process as your initial payment at the time of signing. If you choose not to proceed, this hold will be released.

Qualifying customers may be approved for up to  $7,500 in lease-to-own funding. The amount of approval depends on factors including income, banking and credit history, length of employment, and verification of contact information.